At Mortar Finance, we know the answer isn’t always another loan. Our banking experience without the bank experience means looking beyond the transaction to understand how your business is funded today, where it’s heading and what the right capital structure looks like to get it there.

We consider your cash flow, risk, tax implications, asset protection and longer term plans to identify the right sources of capital for your business. Whether the solution involves traditional debt, grants, equity, existing cash flow or a combination of them, we look across the entire capital mix to build a strategy that supports both your profit and loss and balance sheet.

We believe growing businesses need access to capital across four key areas: plant and equipment, investment, working capital and people. Our role is to understand what your business needs, explore the options available and help structure the capital to support where you’re going next.